No one is 100% safe from identity thief. If you believe that you may be a victim there are steps you should take right away, being pro active is the best course of action. It can be a bit over whelming to start the process but the pro active steps give you peace of mind, and can guard you against further financial problems.
I have been through the steps and found a few sites that guide you through them, the following links are to government sites showing the course you should take.
I just think that knowing is part of the problem solving if you are a victim.
http://www.consumer.ftc.gov/articles/0274-immediate-steps-repair-identity-theft
Remember never open emails that you do not know the sender.
Never click on links to banks, or credit card accounts sent in emails about updating your account, Always go to the institution and log in from there log in page.
Never give out information on the phone, how do you know that they are who they say they are?
If in question get their name and number and check them out, the name of business, and ratings or reviews on the business.
You should always be the one in control over the information you share.
If anyone contacts you in reference about the windows operating system you use on the home computer saying that they are contracted by Microsoft to remove viruses they are frauds. Microsoft does not operate that way. They are convincing you so they can get personal information off your hard drive, DO not give them access to your computer.
As a computer CompTIA A+ certified tech: word of advise to people downloading free software off the internet make sure you know what you are clicking when saying yes, yes, yes click ok. Many tool bars and players are good but what they can bring in from some questionable sites is pure trouble.
Take in to consideration these tips are happy surfing, a saying that someone shared with me makes sense. " You can not control the waves but you can learn how to ride them".
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